Showing posts with label veterans. Show all posts
Showing posts with label veterans. Show all posts

Tuesday, May 7, 2019

Tricare For Life and Medicare Advantage

By Marc Manor

Until very recently, I believed that retired military personnel using their Tricare For Life benefits would not have a need for Medicare Advantage plans; however, because of the numerous additional benefits available in many Medicare Advantage plans, I have come to realize that Medicare Advantage may bring additional value and healthcare options to my retired Veteran brothers and sisters when used in conjunction with Tricare For Life.

Courtesy of pexels.com
First let’s talk about Tricare For Life.  Tricare For Life is a benefit earned by those career military personnel who are “retired” from the military.  It is considered “wrap-around” coverage for those retired military who have both Medicare Parts A and B.  While there is typically a monthly premium for Part B, there is no charge for the Tricare For Life wrap-around coverage for those who qualify.

While in many ways, Tricare For Life works similar to Medicare Supplement Plan F (the most comprehensive Medicare Supplement plans), yet it is different because one cannot use a Medicare Supplement plan in conjunction with Medicare Advantage (Medicare Part C).  Hence the term “wrap-around coverage”!  The reason this is so significant is because retired military members with Tricare For Life can use their benefit in conjunction with Medicare Advantage and therefore have three layers of Medicare insurance coverage!

Why have multiple layers of Medicare healthcare coverage you ask?

Monday, October 29, 2018

Attention on Deck! Major Changes Coming for Dental and Vision Benefits for Retired Military Veterans!

by Marc Manor

Our eyes and mouth are the windows into our overall health. So, this week I want to focus on my retired military brothers and sisters to alert them to the upcoming changes to their dental and vision benefits – Yes I said dental AND vision benefits!
Courtesy of pexels.com

The Tricare Retired Dental Plan (TDRP) benefits that have been offered to retired veterans is coming to an end on December 31, 2019. Information on these changes have been publicized by Tricare by way of a note on the TDRP web page: 
and via the US Mail. Benefits are shifting to the Federal Employee system and the changes are more prominently posted on the BENEFEDS website at:

Despite these publicized notices and mailings, many retired veterans are still not aware of these changes!

Healthcare is a Team Game

 By Marc Manor Healthcare is a team game that includes everyone from the client/patient, to the provider, their staffs, coders, insurance co...