Showing posts with label preventive care. Show all posts
Showing posts with label preventive care. Show all posts

Monday, October 8, 2018

Surprise! Surprise! Surprise! It’s a bill!


By Marc Manor

Those of us old enough to remember “Gomer Pyle”, can visualize the scowl on Sergeant Carter’s face when Gomer revealed his many surprises!  Surprises can be great but not when it comes to healthcare insurance claims, most of us want to our bills to be exactly what we expect – NO SURPRISES! 

Healthcare insurance claims are based on a long list of medical codes that are associated with each treatment, diagnosis, and/or medical procedure.   The codes are entered by medical data entry people to base them on a patient’s chart or doctors notes.  The codes have a variety of uses in the medical field but the codes that are probably most important to us as healthcare insurance beneficiaries are the ones correlated to our healthcare benefits.  The codes submitted to the insurance company will determine how claims will be processed.  Allow me to provide you with some examples that may help in understanding how the codes affect healthcare insurance claims:

“I received a bill for a recent lab test.  I thought lab tests associated with qualified preventive care was 100% covered!”
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