With the cost of healthcare and healthcare related insurance getting more expensive each year, it sometimes can be hard to find the value. Consumers are so overwhelmed with the expense, that the value of their plans is sometimes lost on them. If a 60-year-old is paying $600 to $800 a month for a high deductible healthcare plan, who can blame them when consider opting out; especially now that the new tax law has removed the individual mandate tax penalty for not having insurance starting in 2019. Before you go out in the world uncovered or under-covered, let me just take this opportunity to highlight what I call the “value of max” or "the scoop on MOOP".
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Almost everyone hears of the protections for pre-existing conditions that the Affordable Care Act (ACA) health insurance plans have; however, another lesser known protection is the “maximum out of pocket” feature. Although less well known or talked about, this feature should be of great importance to those who are sitting on the fence when it comes to their 2019 healthcare coverage.
